Independent informational website • Not affiliated with or endorsed by LIC
LIC Premium Calculator
2026 • Independent online calculator

LIC Premium Calculator 2026

Estimate policy premium, payment frequency, total premium outgo and an illustrative maturity value using transparent assumptions. Research individual LIC plans through dedicated, original pages.

Calculate PremiumBrowse LIC Plans

This website is independent and does not represent an official LIC quotation service.

LIC Premium Calculator

Use the estimator for budgeting and scenario planning. It intentionally does not reproduce an official LIC tariff table.

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Why use an independent LIC calculator?

Transparent assumptions

Inputs, calculation limits and estimate labels are visible so visitors can understand what the number means.

Plan-by-plan research

Each listed product has its own page covering the plan context, calculation approach, questions to check and verification notes.

Trust-first content

No fake affiliation, fabricated reviews, invented credentials or guaranteed-return claims.

LIC Plan Categories

LIC's official site currently separates insurance products into endowment, whole life, money back and term assurance categories, with pension, unit-linked and micro-insurance products listed separately.

11 plans

Endowment Plans

Explore individual product pages, calculators and educational notes.

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3 plans

Whole Life Plans

Explore individual product pages, calculators and educational notes.

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5 plans

Money Back Plans

Explore individual product pages, calculators and educational notes.

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8 plans

Term Assurance Plans

Explore individual product pages, calculators and educational notes.

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4 plans

Unit Linked Plans

Explore individual product pages, calculators and educational notes.

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5 plans

Pension Plans

Explore individual product pages, calculators and educational notes.

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2 plans

Micro Insurance Plans

Explore individual product pages, calculators and educational notes.

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All Plan Pages

Every page below is designed as a standalone search-intent page with original educational copy and a calculator context.

How premium estimates work

The demo model uses editable assumptions instead of pretending to be the current official tariff for every plan. A production calculator should use verified plan-specific data from current official documents.

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Before using a result

Check the current LIC product document, eligibility, payment options, riders, taxes and any underwriting conditions relevant to the policy you are considering.

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Independence & editorial standards

LIC Premium Calculator is an informational website, not an LIC-owned property. Product names and identifiers are presented for research and navigation. Exact policy terms should be verified with current official LIC material.

Frequently Asked Questions

Is this an official LIC premium calculator?

No. It is an independent planning tool. Use official LIC channels for a binding quotation.

Why can the displayed premium differ from LIC?

The calculator is illustrative. Actual results depend on product-specific tariffs, underwriting, options, riders, taxes and policy conditions.

Are bonus estimates guaranteed?

No. Bonus inputs on this demo are illustrative assumptions. Guaranteed and non-guaranteed values should be separated using the relevant policy document.